Question 5. You've just joined the investment banking firm of Dewey, Cheatum, and Howe. They've offered you two different salary arrangements. You can have an annual salary of $84,000 for the next two years paid in equal amounts at the end of each month, or you can have an annual salary of $72,000 for the next two years, paid in equal amounts at the beginning of each month, along with a $20,000 signing bonus paid immediately today. If the opportunity cost of capital is 7% compounded monthly, which do you prefer