Question 6 (1 point) Which of the following statements, concerning disability income insurance, are true? 1. The elimination period is also known as the waiting period and describes the period of time when disability income benefits are not paid. II. Disability income insurance provides replacement income while the insured is unable to work because of illness or injury. III. Private disability income insurance may "integrate" benefits with Social Security disability income benefits. IV. Long-term disability coverage provides coverage until normal retirement age, death, or a stated term. O1, II and III only OI, II and IV only 1, 11, III, and IV O1, III, and IV only OII, III, and IV only