Question 6 (1 point) Which of the following statements is/are correct? 1. BAPCPA of 2005 allowed more flexibility in bankrtupcty options including a wage earners test. 2. The CARD Act of 2009 states that companies cannot retroactively increase a promotional interest rate, unless the cardholder is at least 60 days late on their payments. 3. The CARD Act of 2009 requires monthly credit card statements to disclose how long and how much it will cost to pay off the current balance 1. BAPCPA of 2005 allowed more flexibility in bankrtupcty options including a wage earners test. 2. The CARD Act of 2009 states that companies cannot retroactively increase a promotional interest rate, unless the cardholder is at least 60 days late on their payments. 3. The CARD Act of 2009 requires monthly credit card statements to disclose how long and how much it will cost to pay off the current balance. 1) 1, 2, and 3 2) 2 and 3 3) 2 Only 4) 1 Only