Question$6$ Lush Gardens Co$.$ bought a new truck for $$62,000.$ It paid $$6,200$ of this amount as a down payment and financed the balance at $4\mathrm{.}50\%$ compounded semi$-$annually. If the company makes payments of $$1,900$ at the end of every month, how long will it take to settle the loan?

years months

Express the answer in years and months, rounded to the next payment period