QUESTION 7 An irregularity on the face of an instrument that calls into question its validity or ownership, thereby barring HIDC status, occurs when a. the amount of the item is stated in digits but not written out in numbers. O b. a forged maker's or drawer's signature is visibly evident. O c. handwriting used in the body of a check and used in a signature differ. O d. a check is antedated or postdated. QUESTION 8 On the back of a check "payable to Huan," Huan signs her name and negotiates the item to Ito. To avoid liability on the item if it is later dishonored, Ito should O a. make a copy of the check and place it in a secure location. O b. immediately indorse the check in blank. O c. write, above Huan's signature, "Pay to Ito." O d. indorse the check "without recourse." QUESTION 9 To make Credit Bank a collecting agent on a check "payable to the order of Duane," Duane should O a. indorse the check "without recourse." O b. indorse the check "for deposit only." O c. refrain from signing the check before delivering it to Credit Bank. O d. write, above his signature, "Pay to Credit Bank" QUESTION 10 A conditional indorsement on the back of an instrument O's. prevents further negotiation of the instrument. O b. suspends further negotiation of the instrument until the condition occurs. O c. does not affect the right of an indorsee to enforce the instrument. Od. has the same effect as a conditional promise on the instrument's face