Question 8 (1 point) For the substantially equal periodic payments (SEPP) exception to apply for premature distributions from a retirement plan, payments must continue for or until the participant is -, whichever is longer. 5 years, age 65 O 5 years, age 59-1/2 10 years, age 59-1/2 10 years, age 65 Question 9 (1 point) Which of the following are benefits of converting traditional 401(k) balances to a Roth ACCOUNT within a qualified plan through an in-plan Roth rollover? 1. The conversion may result in a reduction in income tax in future years. The conversion will result in increasing after-tax deferred assets and reducing the cross estate it. The conversion will eliminate the need for minimum distributions during the life of the participant. (HINT: REMEMBER this is a Roth 401(k) Account, not a Roth IRA)