Question 8 Not yet answered Marked out of 2.00 Flag question Only one of the following statements is correct. Which one? O a. Provisions for loan losses are made at the time when a problem loan is written off. O b. The minimum amount of capital that a bank must carry is an imposed percentage of its risk-weighted liabilities. . Minimum capital requirements are enforced in order to increase banks' liquidity. O d. In order to decrease the credit risk of a portfolio of loans, banks need to make loans with default rates that are less than perfectly correlated