[67] Charlotte O'Hare was the holder of a negotiable instrument endorsed by Clark Fable. She also owned stock in Plantation Parties, Inc., a large Georgia corporation engaged in nostalgia revival. Charlotte pledged the instrument and the stock as security for a loan from the AnteBellum Bank. Subsequently, the instrument became due but neither Charlotte nor the bank presented it for payment, and as a result Clark was discharged from liability. Also, both cash and stock dividends were declared on the stock, and the parties disagreed as to who had rights to them. Charlotte had a right to O A. The cash dividend and had a duty to preserve rights against the endorser. B. The cash and stock dividends and had a duty to preserve rights against the endorser. C. The stock dividend and had no duty to preserve rights against the endorser. D. The cash dividend but had no duty to preserve rights against the endorser.