Question 9 (1 point) Individuals who are over 18 years of age and have pensionable employment income below the year's basic exemption (YBE) of $3,500 do not have to contribute to CPP. True False Question 10 (1 point) The OAS clawback results in a reduction of OAS benefits by 10 cents for every $1 above the threshold amount ($79,054 for 2020). True False Question 11 (1 point) Employer contributions to the company DPSP will result in a reduction to the employees RRSP contribution limit for the year. True False Question 12 (1 point) Saved Heidi is a Canadian resident for tax purposes. In 2020 she earned rental income from her property in Florida, U.S.A. Heidi will have to add the rental income to her Canadian tax return because Heidi has to include income earned anywhere in the world. True