Question 9 (4 points) Peter reviewed his homeowners policy and learned that his personal property was insured on an actual cash value basis. He would like replacement cost coverage on his personal property. He contacted his agent, who said, "I'll add an amendment to your contract that changes the basis of recovery to replacement cost." The written provision the agent was referring to is called a(n): a) rider b) endorsement c) miscellaneous provision d) binder