Question 9 40 Points What is the future value in 8 years of $3000 payments received at the end of each year for the next 8 years? Assume an interest rate of 6 % Use the editor to format your answer Question 10 40 Points What is the present value of an annuity of $5,000 received at the beginning of each year for the next twelve years? The first payment will be received today, and the discount rate is 7 %. Use the editor to format your