QUESTION 9 Anna Strong will receive a single payment of $15,000 from a bank deposit in 5 years at an interest rate of 3.5 percent. The payment of $15,000 represents the: present value of an annuity future value of an annuity present value future value QUESTION 10 Downward-slopping yield curves are usually observed when the economy is growing quickly. before the beginning of a recession. always. never