QUESTION 9 Bank failure is less likely to occur when a bank A. holds less in U.S. government securities. B. suffers large deposit outflows. C. suffers large deposit outflows. D. holds more excess reserves. QUESTION 10 Debt deflation refers to an increase in net worth, leading to a relative fall in general debt levels. an increase in net worth, leading to a relative fall in general debt levels. a decline in bond prices as default rates rise. O a decline in net worth as price levels fall while debt burden increased