Question 9 Not yet saved Marked out of 1.00 Gillian has entered the agreement with Geoffrey described above. She estimates that the costs of the delivery services she has promised to Geoff rey (petrol, insurance, wear and tear, etc) amount to $1051.161593632 per month in advance for the coming 5 years. (a) If Gillian can borrow/invest money at a rate of 3.2% p.a. effective, what is the equivalent amount today of her future liabilities? Note that this calculation should not involve the payment she receives from Geoffrey today. P Flag question Answer: Question 10 Not yet saved (b) The money she receives from Geoffrey can be considered a loan, with repayments being the value of the services she provides in return. What is the interest rate, expressed as an effective annual rate, she is being charged on this "loan"? Marked out of 2.00 P Flag