Question 9 of 10 2 Points Following data pertains to Castle State Bank. Balance Sheet: Cash 95.957 (80% of cash assets earn interest), Securities 606.896, Net loans 1226.989, Net premises 292.981; Deposits 1098.47 (60% of deposits are interest-bearing), Non-deposit borrowings 787.456, Common stock $11.666, Surplus $129.866; Income Statement: Interest Income 395.283, Interest expense 198.646, Noninterest income 48.204, Noninterest expense 102.044, Provision for loan losses 60.247, Securities gains (losses if negative) -0.419, Taxes 45.822. What is Castle State Bank's earnings spread? Decimalize your answer, round to four decimals. E.g., if your answer is 6.445%, record it as 0.0645. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet