QUESTION 9 Why does the United States require everybody with a car to pay for car insurance? If nobody was forced to buy car insurance, then only the (safe / risky) drivers would want to buy it. The lack of selection. Furthermore, the (safe / risky) drivers in the (safe / risky) drivers who would market for car insurance is called buy car insurance would also have incentives to take more risks since a company will pay for any damage. This is called hazard QUESTION 9 Why does the United States require everybody with a car to pay for car insurance? If nobody was forced to buy car insurance, then only the (safe / risky) drivers would want to buy it. The lack of selection. Furthermore, the (safe / risky) drivers in the (safe / risky) drivers who would market for car insurance is called buy car insurance would also have incentives to take more risks since a company will pay for any damage. This is called hazard