QUESTION 94 Today, many long-term care policies are treated as tax-qualfied contracts. Which of the following is not correct regarding tax-qualified long-term care contracts? OTax-qualified long-term care policies must provide benefits that are limited to long-term care services. These policies can be provided under an employer sponsored cafeteria plan. These policies allow employers to provide this benefit, take a curent income tax deduction and allow the employee to avoid income inclusion The premiums for these policies may be deductible either above the line or below line