Question:

A note has a maturity value of $10,000. If the term is 200 days and the simple discount rate is 9%, find (a) the amount of discount and (b) the proceeds.

Brittany bought a discount bond issued by the State of California with a maturity value of $20,000. The discount rate was 3.19% and the term was 175 days. How much did Brittany pay for the bond?

please proper explain and do not copy from Chegg. Otherwise i have to report the answer.