question below

Let's say a person has log utility in consumption and they weight the future equally to today. They have no financial wealth and the interest rate for their savings is 0%. Their income today is much higher than their future income. They cannot borrow more than their current income. What describes their consumption decision? O They want to consume more than their current income and face borrowing constraints O They want to consume more than their current income and do not face borrowing constraints O They want to consume less than their current income and face borrowing constraints O They want to consume less than their current income and do not face borrowing constraints