question below

"Let's say a person has log utility in consumption and they weight future consumption at 80% of today's consumption. They have $40,000 and the interest rate for their savings is 25%. Their income today is $100,000 their future income is $200,000. They cannot borrow freely. What describes their consumption decision?" O "They want to consume $100,000 today and do not need to borrow" "They want to consume $150,000 today and need to borrow $10,000" "They want to cosume $150,000 today and need to borrow $50,000" "They want to consume $200,000 today and need to borrow $100,000"