Question Five Mary decides to finance a car costing 28,000 using a Personal Contract Plan (PCP) with a 5.1% APR. She agrees to the minimum PCP deposit of 10%, and minimum term of three years. If the Guaranteed Minimum Future Value (GMFV) is 12,978, calculate Mary's monthly payments. (6 Marks) (b) Evaluate the Payback Period Rule as a tool for investment analysis (10 Marks) - (c) Compare and contrast the net present value (NPV) and internal rate of return (IRR) investment criteria. (14 Marks) (Total: 30 Marks)