Question IV: Capital Adequacy (15 Points) Third Fifth Bank has the following balance sheet (in millions), with the risk weights in parentheses. Assets Liabilities and Equity Cash (0%) $20 Deposits $130 5 Mortgage loans (50%) Subord. debt (>5 yrs) Consumer loans (100%) Equity Total Lia. + Eq. Total assets $140 $140 a. What are the risk-adjusted on-balance-sheet assets of the bank as defined under the Basel II? b. Does the bank have sufficient capital to meet the Basel requirements? How much in excess? How much short