Questions:

$1\mathrm{.}1$ Financial technology $($FinTech$)$ is a major force shaping the structure of the financial industry in the world.

Critically evaluate the major obstacles fintech start$-$ups in Africa must overcome to become sustainable. $(20)$

$1\mathrm{.}2$ The Sustainable Development Goals $($SDGs$)$ are the blueprint to achieve a better and more sustainable future for all. They address the global challenges such as poverty, inequality, climate change and environmental degradation. Critically examine how progress in Fin Tech can facilitate progress towards the realisation of the SDGs on the African continent. $(20)$