Questions 16 - 20 are general questions (not about Cindy's Finest, Incorporated). 19. Historically, which investment has had the highest return? Large-company stocks Small-company stocks Long-term corporate bonds U.S. Treasury Bills Question 20 Questions 1620 are general questions (not about Cindys Finest. Incorporated). 20. When receiving something in the future, its present value will be based on: How long we have to wait before we receive it and how happy we are when we receive it. What interest rate is used. How happy we are when we receive it and what we do with it after we have received it. How long before we receive it, and what interest rate is used