QUESTIONS

Financing for farms and ranches depends on all of the following categories EXCEPT

a$.$ productivity of the land.

b$.$ management skills.

c$.$ environmental restrictions.

d$.$ climactic conditions.

The Farm Credit System includes all of the following participants EXCEPT

a$.$ the Federal Credit Banks.

b$.$ the Federal Reserve Banks.

c$.$ the Production Credit Associations.

d$.$ the Farmers Home Administration.

The City of Los Angeles offers home purchase programs for

a$.$ industrial redevelopment.

b$.$ eligible first$-$time homebuyers.

c$.$ slum clearance.

d$.$ low$-$rent housing.

The California Housing Finance Agency provides loans for all of the following purposes EXCEPT

a$.$ low$-$rent apartment projects.

b$.$ refinancing term loans.

c$.$ first$-$time homebuyers.

d$.$ down payment assistance.

A lender must provide a Loan Estimate to the borrower within three business days of receipt of the borrower's loan application. The only fee the lender may collect from the borrower before the Loan Estimate is given is for

a$.$ the appraisal report.

b$.$ points.

c$.$ preparing the Loan Estimate.

d$.$ the credit report fee.