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Questm You are submitting an application to a lender that requires you to verify the current address and income. Given this scenario which of the

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Questm You are submitting an application to a lender that requires you to verify the current address and income. Given this scenario which of the following statement a) You can use credit report as verification of both b) You can use credit report as verification of income c) You can use this credit report as verification of either the address or income. d) You can use this eredit report as verification of address only. Questr Your client took a $750,500 mortgage with ABC lender INc. The mortgage now has an outstanding balance of 600,500 . Down payment must show 1.5% of purchase price for closing cost in bank account. Based on this how much of lump sum prepayment can client make? a) $120,100 b) $150,100 c) $120,000 d) $150,00 John is a mortgage agent whose brother has recently run into some finandal dificuliy because he has bea his job. His brother has no savings and needs money to pay his monthy bils, by food etc. He onrs his OWn home with approximately 35% equity and is asking john to refinance his house fohn beciers that he can afford to make his brother's payments until his brother finds another iob, but also inows that he viont qualify if he goes on the mortgage with his brother. John feels that he can get this motzase aprowed by a lender using the lender's stated income program because the lender will not require prool cif haone Ger this scenario which of the following statements is correct? Select one: a. John's brother has enough equity to be able to afford the payments so ohn should arrenge tis mortgage b. Because this mortgage doesnt require proof of income john should arrange this mortagse c. Because john will make the payments for his brother he should arrange tis matesse d. Arranging this mortgage will require john to commit fraud so he should not arronge tois ructuse Questm You are submitting an application to a lender that requires you to verify the current address and income. Given this scenario which of the following statement a) You can use credit report as verification of both b) You can use credit report as verification of income c) You can use this credit report as verification of either the address or income. d) You can use this eredit report as verification of address only. Questr Your client took a $750,500 mortgage with ABC lender INc. The mortgage now has an outstanding balance of 600,500 . Down payment must show 1.5% of purchase price for closing cost in bank account. Based on this how much of lump sum prepayment can client make? a) $120,100 b) $150,100 c) $120,000 d) $150,00 John is a mortgage agent whose brother has recently run into some finandal dificuliy because he has bea his job. His brother has no savings and needs money to pay his monthy bils, by food etc. He onrs his OWn home with approximately 35% equity and is asking john to refinance his house fohn beciers that he can afford to make his brother's payments until his brother finds another iob, but also inows that he viont qualify if he goes on the mortgage with his brother. John feels that he can get this motzase aprowed by a lender using the lender's stated income program because the lender will not require prool cif haone Ger this scenario which of the following statements is correct? Select one: a. John's brother has enough equity to be able to afford the payments so ohn should arrenge tis mortgage b. Because this mortgage doesnt require proof of income john should arrange this mortagse c. Because john will make the payments for his brother he should arrange tis matesse d. Arranging this mortgage will require john to commit fraud so he should not arronge tois ructuse

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