Quickly answer and I will rate very well.

Choose A or B:

A: Explain why, despite having private mortgage insurance required for sub-prime loans, lenders lost so much money in 2007, putting the United States' financial system in peril.

Or:

Computers can be used to make perfect, digital copies of music that is copyrighted. Why don't music copyright holders prosecute computer manufacturers under the same theory as Napster was prosecuted?