quickly please

One concern that banks have when they lend to companies is that their interests are different from those of the stockholders running these companies. If you move to a system where lenders' interests are unprotected, which of the following would you expect to observe on lending and interest rates? Select one: a. Less money will be lent at lower interest rates O b. More money will be lent at higher interest rates O c. No effect on either borrowing on interest rates O d. More money will be lent at lower interest rates e. Less money will be lent at higher interest rates