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R is the owner-occupant of a dwelling and wishes to purchase the broadest coverage available. R understand this will mean an increased premium. In this

R is the owner-occupant of a dwelling and wishes to purchase the broadest coverage available. R understand this will mean an increased premium. In this case, which policy form would be MOST appropriate for R?

HO-3

HO-4

HO-5

HO-6

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