Raelyn has been significantly affected by a downturn in the economy and has had several loans canceled or forgiven by the lender.

Credit card debt forgiven of $$14,000$

Auto loan forgiven of $$19,500$

Loan from her brother forgiven of $$8,000$ due to his generosity

Principal home mortgage forgiven by the bank of $$155,000$

Raelyn did not file for bankruptcy. How much of the above must she include in her taxable income?