Ralph and Lulu are tired of struggling with their finances, so they decide to file for bankruptcy. Ralph and Lulu know once they file for bankruptcy, they will have trouble getting credit extended to them. Plus, they are tired of just scraping by and doing without. So, in the three weeks before the bankruptcy petition is filed, Ralph and Lulu go on a real spending spree. Ralph and Lulu max out their Mastercard by buying items for their house, going on trips, and eating at expensive restaurants. Because, after all, they won't have to pay it back! If Mastercard objects to the discharge of the recent credit card debt in the bankruptcy: the court will not allow Mastercard's objection, because creditors cannot object to purchases made by the debtor on a validly-issued credit card. the debt will probably not be discharged in the bankruptcy, and Ralph and Lulu will have to pay. the debt will probably be discharged in the bankruptcy, and Ralph and Lulu will not have to pay. the debt will probably be discharged in the bankruptcy under the after-acquired property rule