Rampha Modise is a resident of South Africa. He entered into a loan agreement on 1 January 2023 where he borrowed R1 000000 . The loan agreement stipulates that Rampha Modise must do a repayment of R1 220000 on 31 December 2024. REQUIRED: 1.1. Calculate the yield-to-maturity applicable to the loan agreement. Clearly show all your financial calculator inputs. (5 marks) 1.2. Calculate the interest that Rampha Modise may deduct from his taxable income for 2023, 2024 and 2025 years of assessment by applying the yield-to-maturity method prescribed in section 24J. (16 marks) 1.3. Compare the total section 24J interest calculated in question 1.2. with the total interest deemed to be accrued according to cash flows in order to validate the accuracy of your calculations