rate was 0 percent? 6-52. (Calculating the present value of complex cash flows) How much do you have to deposit in an account paying 8 percent per annum if you want to withdraw 15,000 at the end of Year 5 and then 5,000 each year for next five years (from Year 6 to Year 10)? 653. (Solving a comprehensive problem) You would like to have $50,000 in 15 years. To ab unor that