Rather than issuing him a certificate of deposit (CD) in paper form, Todd's bank maintained an electronic deposit record and provided him with a statement indicating the amount of principal held on a CD basis and the terms of the CD, including the maturity and interest rate. Which of the following is true in regard to the deposit? Multiple Choice The statement Todd holds is negotiable. The statement Todd holds is not negotiable. The statement Todd holds is negotiable only if the bank agrees to its negotiability. The statement Todd holds is negotiable only if the transferee of the statement agrees to its negotiability