Read the attached file and answer the following questions: 1. What is the main goal of announcing this charter? 2. Under the heading "Customer Affairs", the business is discussed. What indicators are important for professional behavior? 3. What is the purpose of having a special clause "responsible for employers affairs"? 4. What is meant by "recommendation fees" under the heading of "conflict of interest"? And what is the relationship of this issue to ethics and standards of behavior? File:

Code of ethics and standards of professional conduct The CFA Institute's Code of Ethics and Standards of Professional Conduct are among the foundations upon which the CFA Institute values are based and essential to achieving its mission to lead the investment profession at the global level. By setting high standards in education and ethics for the essential benefit of society. High ethical standards are important to maintaining public confidence in markets Finance and the investment profession. Since its establishment in the 1960s, the Code and Standards have promoted the integrity of CFA Institute members and have served as a role model in measuring the ethics of professionals. Investing in all parts of the world, regardless of their job duties, cultural differences, or local laws and regulations. All CFA Institute members (including Title holders (and candidates for the CFA title) adhere to the charter and standards while encouraging them to inform their employers On their responsibility this. It is possible that their commission of wrongdoing will lead to disciplinary sanctions imposed by CFA Institute. These penalties may include the cancellation of their membership. The cancellation of their candidacy for membership in the CFA program, and the right to use the title of Certified Financial Analyst. Ethics Charter CFA Institute members (including those holding the CFA Chartered Financial Analyst title) and candidates for the Certified Financial Analyst (CFA) title (members and nominees) must: Act with integrity, competence, earnestness, respect, and ethical behavior with the general public, Customers, potential future customers, business owners, employees, Investment professionals, and other participants in global markets for the capital the money. They place the integrity of the investment profession and the interests of clients before their personal interests Own. To use reasonable care and make independent professional decisions with They analyze investment, make investment recommendations, or do business Investing or participating in other professional activities. To practice and encourage others to practice professional principles and standards The ethics that increase confidence in them and their profession. Promote the integrity and viability of the global capital markets for the benefit of society Basic. Maintaining and improving their professional competence and diligence in maintaining their professionalism The competency of other investment professionals and improvement in it. Professional Conduct Standards: 1 Professional professionalism a. Knowledge of the law. Members and candidates must understand and commit to all Laws, rules and regulations (including the code of ethics and standards of professional conduct CFA Institute) issued by any government, regulator, licensing department, or union Professional subject to their professional activities. In the event of conflicting regulations, they must Members and candidates are required to adhere to the most stringent laws, rules or regulations. Members and candidates must not knowingly or intentionally participate, or assist In any violation of such laws, rules, or regulations, and to stay away from it. B. Independence and objectivity. Members and candidates must use a pot Sufficient care and wisdom to achieve objectivity, independence and conservatism On them in their professional activities. Members and candidates must not present or They demand or accept any gift, benefit, compensation, or remuneration that may affect their independence or Their objectivity or the independence or objectivity of others. T. Bad display. Members and candidates must not be aware of a misrepresentation Financial analysis, recommendations, procedures, or other professional activities. Th. bad behavior. Members and candidates must not engage in any professional conduct It includes dishonesty, fraud, deceit, or any action that it could have A negative impact on their reputation, integrity, or professional competence. 2) Integrity in the capital markets a. Unpublished material material information. Members and candidates must Who owns important non-public information that could affect value The investment, and they must not take action or cause others to do something based on that the information. B. Manipulating the market. Members and candidates must not engage in any practices To manipulate prices or to make illusory inflations of trading volume in order to mislead Participants in financial markets.

3 - Duties towards clients a. Loyalty, sophistication, and care. Members and candidates have a duty of loyalty To their clients and they must act with sufficient care and exercise wisdom and sophistication When making the decision. Members and candidates must act for the benefit of their clients And to place the interest of their customers above the interest of their employer and before theirs Own. B. Treat fair. Members and candidates must act fairly and objectively With all clients when providing investment analyzes or making investment recommendations Or undertaking an investment work or entering into other professional activities. T. Convenience. 1 When members and candidates play an advisory role in their relationships with clients they must: a. Make reasonable inquiries about the current client's investment experience or The potential customer, the degree of risk and the target return ratio In addition to any other financial restrictions before giving any investment recommendation, Or undertake any investment work, and these should be re-evaluated and updated Information regularly. B. Ensure that the desired investment is in line with the client's financial position It is consistent with its written financial goals and recommendations, and prior investment restrictions Making an investment recommendation or making an investment. T. Make an appropriate investment decision within the framework of the overall investment portfolio To the customer. 2 When the members and candidates are responsible for managing an investment portfolio According to a specific instruction, strategy or style, they should move forward Investment recommendations, or investment actions taken, that are consistent only with The stated objectives and restrictions of the investment portfolio. Th. Show performance. Members and candidates, when presenting investment performance, must make every effort Sufficient efforts are made to ensure that the offer is fair, accurate, and complete. C. Maintain confidentiality. Members and candidates must maintain Confidentiality of current, former, and potential future customers' information unless: 1. The information related to illegal activities on the part of the client or the client Likely, or 2) Disclosure of information was required by law, or 3) The client or potential client is permitted to disclose it. 4) Duties towards employers a. Loyalty. Members and candidates must, in matters related to their jobs, And work in the interest of the employer, and not deprive the employer of Take advantage of their skills and capabilities, and not publish confidential information, or disagree This leads to harm to their business owners. B. Additional compensation measures. Members and candidates must not accept gifts , Benefits, compensation, or money that create a competitive atmosphere, or possibly to To some extent, it creates a kind of conflict of interest with the interest of their employer, unless They obtain written consent from all concerned parties. T. Supervisors' responsibilities. The members and candidates must make sufficient efforts To ensure that any individual under their authority or supervision complies with applicable laws Effect, rules and regulations, instructions, charter and standards.

5 Investment analysis, recommendations and actions a. Jurisdiction and reasonable grounds. Members and candidates must: 1) Exercising judgment, independence and comprehensiveness when analyzing investments or Making investment recommendations or undertaking investment activities. 2. To have a sufficient, reasonable basis that is supported by research And appropriate surveys for any investment analysis, recommendation or business. B. Communicate with clients or potential clients in the future. Members must And the candidates: 1 Disclosure to clients and potential clients of the basic formation and principles General investment processes used in investment analysis and selection Financial documents, and investment portfolio formation. And they must reveal Timely disclose any changes that could materially affect those processes. 2 Disclosure to clients and potential customers The significant limitations and risks associated In the investment process. 3) Using a reasonable decision to determine the important factors for their analysis Investment, their recommendations, or actions, including those factors, when called With clients and potential customers of the future. 4) Distinguish between facts and opinions when presenting investment analyzes and recommendations. T. Keeping records. Members and candidates must develop and retain With adequate records to support their investment analysis, recommendations, actions, and all Other matters related to their communications with existing clients and potential clients. 6- Conflict of interest a. Disclosure of conflicts of interest. Members and candidates must disclose Is complete and fair in all matters that can be reasonably expected of To limit their independence or objectivity, or to negatively affect their duties towards Their clients, potential future customers and employers. I must Members and candidates ensure that this disclosure is clear and communicated in language Easy, and to effectively transfer relevant information. B. Priority investment transactions. You must enjoy private investment transactions Customers and employers take priority, and investment transactions that yield interest are preceded It refers to the member or candidate. T. Recommendation fees. Members and candidates must disclose to their employers, And their clients, and potential clients, as appropriate, for any compensation Or money or interest received by or paid to others in exchange for recommendations Products or services. 7 Responsibilities as members and as candidates of CFA Institute a. Behavior as CFA Institute Program Participants. Members and Candidates must not They engage in any behavior that has a negative impact on the reputation or integrity of CFA Institute or CFA programs On the CFA title or on the integrity, correctness and integrity of the CFA exams. B. Reference to CFA Institute, Title Conferred by CFA Institute, and CFA Program. Members and candidates must, when referring to CFA Institute, or CFA membership, Or surname issued by the CFA, or nomination to the CFA Program, shall not misrepresent or Exaggerate the meanings or connotations of CFA membership, hold the CFA title, or run To participate in the CFA program. In the event that there is a conflict between this translation and the English version, it will be the The English for the code of ethics and standards of professional conduct are binding.