Read the International Financial Corporation (IFC) document titled "In the Fast Lane: Innovations in Digital Finance". According to Parada & Bull (2014), FSPs have launched new products for low-income consumers and increasingly for the agribusiness sector.

d. In your opinion, which three (3) of the six (6) Product Innovation for Consumers trends mentioned in the document are a priority for the Caribbean. Explain and justify your response choices.

e. In your opinion, which one (1) of the three (3) Product Innovation for Business trends mentioned in the document are a priority for the Caribbean. Explain and justify your response choice.