Read the KING v. AMERICAN FAMILY MUTUAL INSURANCE COMPANY; AMERICAN STANDARD INSURANCE COMPANY OF WISCONSIN on pages 860 and 861.

ETHICAL DECISION MAKING

In this case, the insurance companies were described as not having set up a home in Montana. Who are the stakeholders that may be affected by a companys borderline authorization in a given state? What are some of the problems that can result from a companys testing its business in another state, without completion of authorization?