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Read the Wall Street Journal article Buy Now, Pay Later-and Discount Never and answer the following question: a) How does Buy Now Pay Later (BNPL)

Read the Wall Street Journal article "Buy Now, Pay Later-and Discount Never" and answer the following question: 


a) How does Buy Now Pay Later (BNPL) affect the short-term financing of merchants? 


b) What are the risks of BNPL to merchants? To investors?

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