Read this:"World Bank Demands Action On Digital Payments

https://www.pymnts.com/in-depth/2014/world-bank-demands-action-on-digital-payments/

• Discuss the idea of using mobile devices for the "unbanked" population in countries, especially since mobile phones (and mobile payments) are increasingly common in rural areas of developing countries but typically lack banks to make it possible to get cash out of financial institutions.
• What could be the pros and cons of using mobile payments in underdeveloped rural areas?