real estate

Finance disclosure laws

Fill in each blank in the sentences below with the appropriate term.

• TILA
• Real property loan law
• RESPA
• Mortgage loan disclosure statement
• Predatory lending law
• Seller financing disclosure law 1. ______________ is a federal law intended to enable borrowers to compare the effective rates of different loans. 2. Californias ______________ applies to loans where the total points and fees exceed 6% of the loan amount. 3. A real estate agent who negotiates a mortgage loan will be subject to the ______________. 4. A/an ______________ contains information about the loan terms and estimates of all costs and expenses associated with the loan. 5. If a real estate agent arranges seller financing, she must comply with the disclosure requirements contained in the ______________