Real Estate Investment Trusts (REITs) are

A) Financial planners that help with retirement planning.

B) FHA lenders

C) Publicly traded companies that invest in commercial real estate

D) A grouping of LLCs that pool their money to invest in commercial bank Trust Departments

4) Debt Coverage Ratios (DCRs) protect lenders with a cushion against

A) Landlords (borrowers) that may incur tenant turnover, tenant defaults and loss of rents

B) Interest rate fluctuations

C) Loan to Value changes in government regulations

D) Roof leaks