Reasons to invest in mutual fund include

I

a wide range of services such as automatic reinvestment and systematic withdrawal plans.

II minimizing the time and effort spent choosing securities.

Ill. rates of return that consistently beat the market averages

IV. participation in a variety of tax sheltered and tax deferred retirement programs.

O land Il only

Il, Ill and IV only

O I, Il and IV only

O 1, I1, Ill and IV