reate a new entry titled Spending Diary Journal Entry #$1,$ and address the following prompts:

How can the use of a personal spending diary assist you in achieving financial goals?

Which categories did you include for your spending diary? Also, indicate why you did or did not choose to track additional items on a separate basis.

What did your spending diary reveal about your spending habits during the time period covering this first installment?

What areas of spending would you consider changing?

How can your spending diary assist you with your life planning considerations?

How can your spending diary assist you with decisions about insurance coverage?

How can your spending diary assist you with decisions about monetary asset products$/$accounts$?$ What did your spending diary reveal about your spending habits during the time period covering this second installment?

If you made changes as a result of the first installment, did you see any improvement or obtain the desired result that you were looking for? Also, would you consider making any changes as a result of this installment?

What did your spending diary reveal about costs related to your vehicle? Are there any changes that you can make to reduce these costs?

What portion of your spending involves expenses associated with housing? If you currently do not own a home or rent an apartment, what kind of housing$-$related expenses do you think that you would have as part of your spending diary in this situation?

Describe any aspects of your spending habits that might indicate an overuse of credit.

How can your spending diary provide information for wise credit use? Is there anything in your spending diary that supports this concept?

How can your spending diary provide information for investment planning? Name one area where you may be able to reduce spending to free up funds for investing at some point. What did your spending diary reveal about your spending habits during the time period covering this third installment?

If you made changes as a result of the first and$/$or second installment, did you see any improvement or obtain the desired result that you were looking for? Also, would you consider making any changes as a result of this installment?

How can your spending diary assist you in developing an investment philosophy and strategy for long$-$term financial security? Give one example.

Give one example of how your daily spending diary can assist you when planning and implementing a Budget.

Give one example of how your daily spending diary can assist you in preparing a personal Balance Sheet.

How can your spending diary assist you in reducing income taxes? Give one example.

Now that this project has concluded, do you plan on continuing to track your personal spending? Indicate why or why not.