Rebecca is 22 years old and in her last year of college. She is studying hotel and restaurant management. She has worked in the food services industry since she was 16. After graduation, Rebecca will move to Niagara Falls and begin work at a local hotel and conference center. Her starting wage will be $14.30/h based on a 40-h work week, with an increase in pay and responsibility after six months. Rebeccas net earnings are approximately 80% of her gross earnings. She will be paid every second Friday. Rebecca does not own a car. She decides to rent an apartment within walking distance of the hotel for $700 per month. Assume the average monthly cost for utilities water, electricity, and heating - will be $75, since utilities are not included.

1. Design a budget for Rebecca with the information you know. Use the paper budget template. Is she earning enough to cover her expenses? If not, how can she balance her budget?