Red Hawk, Incorporated, is considering a change in its cash$-$only sales policy. The new

terms of sale would be net one month. The required return is $\mathrm{.}78$ percent per month.

Calculate the NPV of the decision to switch. $($Do not round intermediate calculations

and round your answer to $2$ decimal places, e$.$g$.,32\mathrm{.}16.)$

NPV