Reference - X Reference Data table Present Value of Annuity of $1 Present Value of $1 Year 1 $264,000 5.795 6.728 Periods 1% 2% 3% 4% Period 1 0.990 0.980 0.971 0.962 Period 2 1.970 1.942 1.913 1.886 Period 3 2.941 2.884 2.829 2.775 Period 4 3.902 3.808 3.717 3.630 Period 5 4.853 Period 6 Period 7 Period 8 7.652 Period 9 8.566 Period 10 9.471 4.713 4.580 4.452 5% 6% 8% 10% 12% 0.952 0.943 0.926 0.909 0.893 1.859 1.833 1.783 1.736 | 1.690 2.723 2.673 2.577 2.487 2.402 3.546 3.465 3.312 3.170 3.037 4.329 4.212 3.993 3.791 3.605 14% 0.877 1.647 2.322 16% 18% 20% Periods 0.862 0.847 0.833 Period 1 1.605 1.566 1.528 Period 2 2.246 2.174 2.106 Period 3 2.914 2.798 2.690 2.589 Period 4 3.433 3.274 3.127 2.991 Period 5 1% 0.990 0.980 0.971 0.961 0.951 2% 3% 4% 5% 6% 8% 10% 12% 14% 16% 18% 20% 0.980 0.971 0.962 0.952 0.943 0.926 0.909 0.893 0.877 0.862 0.847 0.833 0.961 0.943 0.925 0.907 0.890 0.857 0.826 0.797 0.769 0.743 0.718 0.694 0.942 0.915 0.889 0.864 0.840 0.794 0.751 0.712 0.675 0.641 0.609 0.579 0.924 0.888 0.855 0.823 0.792 0.735 0.683 0.636 0.592 0.552 0.516 0.482 0.906 0.863 0.822 0.784 0.747 0.681 0.621 0.567 0.519 0.476 0.437 0.402 Year 2 $250,000 Year 3 $228,000 Year 4 $213,000 Year 5 $200,000 4.288 7.325 7.020 6.733 6.463 6.210 5.747 5.335 4.968 4.639 8.162 7.786 7.435 7.108 6.802 6.247 5.759 5.328 4.946 8.983 8.530 8.111 7.722 7.360 6.710 6.145 5.650 5.216 Period 11 10.368 9.787 9.253 8.760 8.306 7.887 7.139 6.495 5.938 5.453 Period 12 11.255 10.575 9.954 9.385 8.863 8.384 7.536 6.814 6.194 5.660 Period 13 12.134 11.348 10.635 9.986 9.394 8.853 7.904 7.103 6.424 5.842 Period 14 13.004 12.106 11.296 10.563 9.899 9.295 8.244 7.367 6.628 6.002 Period 15 13.865 12.849 11.938 11.118 10.380 9.712 8.559 7.606 6.811 6.142 Period 20 18.046 16.351 14.877 13.590 12.462 11.470 9.818 8.514 7.469 6.623 Period 25 22.023 19.523 17.413 15.622 14.094 12.783 10.675 9.077 7.843 6.873 Period 30 25.808 22.396| 19.600 17.292 15.372 13.765 | 11.258 9.427 8.055 7.003 Period 40 32.835 27.355 23.115 19.793 17.159 15.046 11.925 9.779 8.244 7.105 5.601 5.417 5.242 5.076 4.917 4.623 4.355 4.111 3.889 6.472 6.230 6.002 5.786 5.582 5.206 4.868 4.564 3.685 3.498 3.326 Period 6 4.607 4.833 4.039 3.812 3.605 4.344 4.078 3.837 4.303 4.031 4.494 4.192 5.029 4.656 4.327 5.197 4.793 4.439 5.342 4.910 4.533 5.468 5.008 4.611 5.575 5.092 4.675 5.929 5.353 4.870 6.097 5.467 4.948 6.177 5.517 4.979 6.233 5.548 Period 20 0.820 4.997 Period 25 0.780 Period 30 0.742 Period 40 0.672 0.942 0.888 0.837 0.790 0.746 0.705 0.630 0.564 0.507 0.456 0.410 0.370 Period 7 0.933 0.871 0.813 0.760 0.711 0.665 0.583 0.513 0.452 0.400 0.354 0.314 0.279 Period 8 0.923 0.853 0.789 0.731 0.677 0.627 0.540 0.467 0.404 0.351 0.305 0.266 0.233 Period 9 0.914 0.837 0.766 0.703 0.645 0.592 0.500 0.424 0.361 Period 10 0.905 0.820 0.744 0.676 0.614 0.558 0.463 0.386 0.322 Period 11 0.896 0.804 0.722 0.650 0.585 0.527 0.429 0.350 0.287 0.237 0.195 0.162 0.135 Period 12 0.887 0.788 0.701 0.625 0.557 0.497 0.397 0.319 0.257 0.208 0.168 0.137 0.112 Period 13 0.879 0.773 0.681 0.601 0.530 0.469 0.368 0.290 0.229 0.182 0.145 0.116 0.093 Period 14 0.870 0.758 0.661 0.577 0.505 0.442 0.340 0.263 0.205 0.160 0.125 0.099 0.078 Period 15 0.861 0.743 0.642 0.555 0.481 0.417 0.315 0.239 0.183 0.140 0.108 0.084 0.065 0.051 0.037 0.026 0.024 0.016 0.010 0.335 Year 6 $173,000 0.308 0.263 0.225 0.194 0.270 0.227 0.191 0.162 Print Done 0.453 0.307 0.208 0.673 0.554 0.456 0.377 0.312 0.215 0.149 0.104 0.073 0.610 0.478 0.375 0.295 0.233 0.146 0.092 0.059 0.038 0.552 0.412 0.308 0.231 0.174 0.099 0.057 0.033 0.020 0.012 0.007 0.004 0.142 0.097 0.046 0.022 0.011 0.005 0.003 0.001 0.001