referral for job for arnold rivas, Results-driven professional with 13+ years of experience in the financial industry and a background in sales & relationship management, digital transformation, business development, and project management. Proven ability to increase top-line performance, exceeding expectations in sales and clientservice, reducing expenses, and identifying new revenue opportunities. Passionate and driven with a long history of success optimizing relationships with High Net Worth (HNW) and Ultra High Net Worth (UHNW) clients and positioning clients to meet their financial objectives. Skilled in relationship building, presentations, negotiations, and achieving consensus with key internal and external decision makers. sample cover letter