Refugio insured his new $30-$foot motorhome by adding it to his personal auto policy along with a Miscellaneous Type Vehicle Endorsement $($PP $0323).$ Which one of the following is not a limitation of this approach?

a$.$ Liability coverage on Refugio's motor home is limited to $10$ percent of the limit applicable to other vehicles covered by the same policy.

b$.$ Refugio must rely on the limited personal property coverage in his homeowners policy to protect his personal property in the motor home.

c$.$ The personal auto policy does not cover awnings and other permanently attached equipment.

d$.$ The personal auto policy's towing and roadside assistance coverage is too limited to cover the cost of towing a motor home.