Regarding real estate salesperson who may refer potential homebuyers to a mortgage loan originator, an MLO is permitted to:

pay a few not to exceed $100 per referral

host a social event for real estae salespersons who have referred potential homebuyers in past

host a social event for all real estate salesperson regardless

not pay a cash referal fee but is permitted to pay the real estate salespersons sales expense when the mortgage application is taken by the MLO