Regent Corp., U.S.A., an import company in New York, contracted with Azmat Bangladesh, Ltd., a textile company in Bangladesh, for the purchase of bed sheets and pillowcases for import and resale in the United States.An essential condition of the sale was that the goods be manufactured in Bangladesh.The contract required payment by Regent within ninety days of the date on the bill of lading, and Regent issued promissory notes that indicated this term.After the goods were shipped, Azmat's bank presented drafts drawn against Regent to Regent's banks.Like the notes, each draft indicated that payment was to be made "at 90 days deferred from bill of lading date."The drafts were accompanied by dated bills of lading.On delivery of the goods, U.S. Customs refused to allow their entry because they were partially manufactured in Pakistan.Regent filed a suit in a New York state court against its banks, and Azmat, to stop payment on the drafts.One of the issues was whether the notes and drafts were "payable at a definite time" and thus negotiable.How should the court rule on this issue?